TECHNOLOGY
Kathmandu. The number of digital wallet users in Nepal has exceeded 20 million(2 Crore) according to the recently released data by Nepal Rastra Bank.
According to the statistics of the Central Bank, the number of digital wallet users in Nepal has reached 2 Crore 276 thousand 161 till Ashoj 2080. By the end of the last Bhadra, the number of digital wallet users was 199,22,443.
Last year till Ashoj, the number of digital wallet users in Nepal was 1 crore 48 lakh 39 thousand 820. Looking at this data, digital wallet users have increased by 54 lakh 36 thousand 341 within a year.
Similarly, the number of mobile banking users has also increased significantly in the last month. In Bhadra 2080, the number of mobile banking users was 2 Crore 19 lakhs 57 thousand 692. In Ashoj 2080, the number increased to 2 Crore 22 lakhs 84 thousand 622.
During the same period last year, the number of mobile banking users in Nepal was 1 crore 91 lakh 2 thousand 652. The number of mobile banking users has increased by 31 lakh 81 thousand 970 during one year.
Recently, the number of Internet banking users is continuously decreasing. As of Bhadra 2080, the number of Internet banking users was 18 lakh 88 thousand 345. By the end of Ashoj, that number had decreased to 16 lakh 25 thousand 9. During the same period last year, the number of Internet banking users was 17 lakh 37 thousand 803. The number has decreased by one lakh 12 thousand 794 during one year.
According to the data provided by the Rastra Bank, the number of Connect IPS users reached 11lakhs 60 thousand 956 by the end of the month. During the same period last year, the number of Connect IPS users was 946,293.
Transaction number and amount:
With the growth of wallet users, the number and amount of transactions generated by it has also increased significantly. In Bhadra 2080, 2 Crore 14 lakh 14 thousand 576 transactions were made through the wallet. In Ashoj 2080, it seems that 2 Crore 26 lakh 22 thousand 170 transactions were made from the wallet. During the same period last year, 1 crore 57 lakh 3 thousand 42 transactions were made through the wallet.
In terms of the amount transacted from the wallet, there was a transaction worth 22 Arba 79 Crore 60 lakh rupees in Ashoj 2080 alone. During the same period last year, transactions worth 16 billion 56 Crore 80 lakhs rupees were made through the wallet. During one year, the amount of transactions through the wallet has increased by 6 Arba 22 Crore 80 lakh rupees.
On the other hand, despite the increase in the number of mobile banking users, the number of transactions has decreased in a period of one month. In Bhadra 2080, there were 3 crore 44 lakh 93 thousand 252 transactions through mobile banking, and in October, 3 crore 27 lakh 72 thousand 839 transactions were made. In other words, the number of transactions through mobile banking has decreased by 17 lakh to 20 thousand 413 within a month. During the same period last year, 2 Crore 9 lakh 93 thousand 61 transactions were made under mobile banking.
If we look at the statistics of the transaction amount through mobile banking, it seems that there has been a significant increase. In Bhadra 2080, transactions worth 2 trillian 42 billion 260 million rupees were made through mobile banking. In Ashoj 2080, two billion 77 billion 824 million rupees were traded through the same channel. During the same period last year, mobile banking was worth 1 billion 62 billion 137 million rupees.
In terms of Internet banking, the number of users, the number of transactions, and the amount of transactions are decreasing recently. According to statistics, in Bhadra 2080, there were 329 thousand 886 transactions through internet banking. In Ashoj 2080, two lakh 77 thousand 606 transactions were made through the same means. During the same period last year, there were two lakh 48 thousand 622 transactions.
If we look at the transactions done through Internet banking, in Bhadra 2080, there was a transaction of 12.95 billion rupees. Statistics of Rastra Bank have shown that in Ashoj 2080, there was a transaction worth 11 billion 808 million rupees through the same channel. During the same period last year, internet banking had a turnover of 11.95 billion rupees.
Likewise, it seems that the number of transactions through QR has increased attractively within a year. In Bhadra 2080, 1 crore 17 lakh 99 thousand 175 transactions were made through QR. Rastra Bank statistics show that there were 18 million 83 thousand 100 transactions through QR in Ashoj 2080. During the same period last year, 35 lakh 65 thousand 455 transactions were made through QR.
In terms of transaction amount through QR, in Ashoj 2080, there was a transaction equal to 36 billion 215 million rupees. During the same period last year, a transaction of 15 billion 782 million rupees was made through QR.
